Taxi Liability Insurance

Why choose Howden for Taxi Liability Insurance?

When it comes to getting taxi liability insurance cover, as an insurance broker we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of specialist taxi insurers, we make the process of comparing multiple policies, on your behalf, simple and hassle free. What’s not to like?

We also recognise that each policy needs to be as individual as its owner, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your taxi liability insurance.

Ultimately, just know that we’re here to help, whether you need to purchase a new taxi liability policy, renew an existing one, or even just make a claim.

Benefits of working with Howden:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local insurance broker, within your community.
• We’re right by your side in the event of a claim.

Taxi Liability Insurance Explained

Taxi Liability Insurance is public liability cover that is specifically tailored for taxi drivers using private hire or public hire vehicles. It provides financial protection should a member of the public make a compensation claim against you.

This includes claims that are the result of your actions. For taxi drivers this could mean injury claims that stem from escorting an elderly passenger, or accidentally damaging a passenger’s property. For anyone who has dealings with the public, liability insurance is essential.

For many local council authorities, it’s a mandatory requirement for their taxi drivers to have public liability cover before awarding school contracts. Taxi drivers who regularly take children to school are liable legally for the child until they enter the school.

This means that whilst the child is in your vehicle, or even during the short period of time during which they leave the vehicle and until you see them safely through the school gates, you are liable for their safety. If the child were to be hit by a car whilst crossing a road after getting out of your vehicle, you may be liable for that particular accident.

What does Taxi Liability Insurance cover?

A typical taxi liability insurance policy can provide:

• Cover for public, private and chauffeur hire risks 
• Non motor liability cover for passengers whilst outside your vehicle, either being escorted or in your custody and control 
• Passenger’s baggage and personal effects cover
• £5 and £10 million indemnity cover levels
• Cover for legal expenses, fines or penalties arising from Health and Safety legislation
• Employee liability insurance
• Compensation for court attendance as a witness
• Cross liabilities where there is more than one policyholder

Taxi Liability Insurance is also normally a legal requirement if you have a council or local authority contract, so having the right cover in place could be essential.

With Howden Taxi Liability Insurance, you know you’re in safe hands.

With regular interaction with members of the public, taxi drivers can find themselves in a range of situations where they can be faced with a claim. That’s why public liability taxi Insurance is a great option, protecting you and your business from any unforeseen circumstances in which you could be held liable for another’s well-being.

Speak to a member of our specialist team today and let us help you get your hands on a tailor-made taxi liability policy that makes sense for you.