Building Warranty Insurance

Why choose Howden for Building Warranty Insurance?

Howden is the new name for A-Plan. As a broker which specialises in property insurance, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing various building warranty insurance policies, on your behalf, simple and straightforward. What’s not to like?

Our team understands that each building warranty policy needs to be as individual as its owner and their buildings too, so that’s why we provide a personalised service, focused on getting to know you and learning more about exactly what you want from your cover.

All in all, whether you need to make a claim, purchase a new policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local branch, within your community.
• We’re right by your side in the event of a claim.

What is Building Warranty Insurance?

Building warranties are specialist insurance products which provide financial protection against construction defects that aren’t solved by the original contractor or builder. They cover defects that manifest themselves during the policy period – usually 10 or 12 years following completion of the contract works.

If there’s something fundamentally wrong with the property, such as walls cracking, penetrating damp or drains not working properly, the policies cover the costs of fixing any defects. This can also be known as ‘latent defects insurance’.

A building warranty is not compulsory, but mortgage lenders will usually insist a warranty is provided before they’ll lend against a property. Having a warranty in place in advance will typically be cheaper for your business and will also improve your cash flow by preventing hold-ups further down the line.

Here at Howden, we offer a single point of contact and easy access to a range of warranty providers. We can advise on the various requirements and can help overcome difficult obstacles such as cash deposits, extended periods, and the waiving of subrogation rights.

Working in conjunction with mortgage lenders, we ensure that all pre-contract conditions are met and that funding and the future success of your development are not compromised. Better still, we only deal with warranty providers who are approved by the Council of Mortgage Lenders (CML).

So, what are you waiting for? To find out more about how we can help you with your building warranty insurance, get in touch, either by giving us a call or by visiting us in a Howden branch.