Small Business Insurance

Why choose Howden for Small Business Insurance?

As a broker which specialises in small business insurance, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing various small business insurance policies, on your behalf, easy and straightforward. What’s not to like?

Our team knows that each small business policy needs to be as individual as its owner and their business, and that’s why we provide a flexible, personalised service, focused on getting to know you and finding out exactly what you want from your cover.

Ultimately, just know, whether you need to make a claim, purchase a new small business policy, or renew an existing one, we’re here to help.

Benefits of working with Howden:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local branch, within your community.
• We’re right by your side in the event of a claim.

What is small business insurance?

Small business insurance provides essential protection for small business owners and independent professionals against common risks, such as errors, damage to stock or premises, and legal expenses (referred to as Liability insurance). Certain policies even cover business interruptions and supply chain disruptions.

With this protection in place, you can rest assured that you and your employees are safeguarded against unexpected setbacks and in the event of something going wrong, your insurer will assist in getting your business back on track swiftly. Additionally, having small business insurance enhances your business's credibility, showing potential customers and employees that you are a reliable and trustworthy partner.

So how can we help? Courtesy of the insurers we work with, we can offer a range of commercial insurance policies that businesses can choose from. Clients can pick and choose from these insurance products and create a package that compliments their business operation:

• Public liability insurance
• Professional indemnity insurance
• Employers' liability insurance
• Business equipment and property insurance
• Income protection insurance
• Health insurance
• Business interruption insurance
• Cyber liability insurance
• Commercial motor insurance

Here at Howden, we support a wide range small businesses with their insurance requirements, from one-man band tradespeople, including electricians, plumbers, and painters and decorators, to independent shops, cafes and restaurants, right up to larger businesses. When you speak to us, we make it our mission to find out as much as possible about you and your small business, so we can make your life easier and source a policy that meets your expectations.

So, what are you waiting for? Call or visit us today and get started today with finding a small business insurance policy that matches exactly what you’re looking for.