Individual life cover for your Employees

Why choose Howden Life & Health for your Individual Life Cover?

As a specialist life and health insurance broker, our team of industry experts strive to arrange bespoke insurance solutions, on your behalf, simply and easily.

The Howden Life & Health team recognises that each health policy needs to be as individual as its owner and their business, and that’s why they provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your insurance cover.

Ultimately, whether you need to purchase a new life policy, or review an existing one, just know that we’re here to help.

Benefits of working with Howden Life & Health:

• You can trust us – we’re rated Excellent on Trustpilot
• Personal service from professionally qualified advisors
• An outstanding FCA compliance record
• Competitive solutions to for all budgets and affordability
• Supported by the largest panel of Life & Health insurers in the UK
• Knowledge of underwriting and medical conditions

_{Howden Life & Health is a trading name of Howden Employee Benefits & Wellbeing Limited, which is part of the Howden Group, registered in England and Wales under company number 2248238, with its registered office at One Creechurch Place, London EC3A 5AF. Authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 312841). The Financial Services Register can be accessed through www.fca.org.uk.}

Individual Life Cover with Howden Life & Health

Together, your core team of senior executives and key employees focus on achieving your strategic and operational goals, with the aim of driving your business forward. But this can mean that their own finances become overlooked.

If your business isn’t big enough to warrant a group life assurance scheme yet, a relevant life cover policy is a way to provide individual employees with a death-in-service benefit. As the premiums count as a tax-deductible business expense it is also a tax-efficient way to provide a benefit for an employee.

We can help you provide valuable life cover and financial security for your management team through a relevant life insurance policy. This is an individual ‘death in service’ life policy that’s designed to pay a lump sum benefit if the person covered dies or is diagnosed with a terminal illness during their employment, within the term of the plan.

What’s on offer?

• A tax-efficient relevant life policy that benefits your core team.
• A cost-effective benefit that shows you value your employees.
• A tailored policy depending on your needs and budget.
• Reassurance for your management team and your business.

Whatever the size of your business, our experienced team can help you find the perfect life policy for your employees. To find out more about how the team at Howden Life & Health can support you with your insurance needs, contact us today, either over the phone or by submitting an enquiry via our website.