Tradesman Insurance
Tradespeople, get a like-for-like quote with us and we’ll guarantee to save you money.*
*Excludes roofers, scaffolders and businesses with annual turnover of more than £500,000

Why choose Howden for Tradesman Insurance?
Howden is the new name for A-Plan. As a specialist business insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the collaborative relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing various tradesman insurance policies, on your behalf, simple and straightforward. What’s not to like?
Here at Howden, our team appreciates that each tradesman policy needs to be as individual as its owner and their business and trade, and that’s why we provide a tailored, personalised service, focused on getting to know you and learning more about exactly what you want from your cover.
Ultimately, whether you need to make a claim, purchase new tradesman cover, or renew an existing one, just know that we’re here to help.
Benefits of working with Howden:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local branch, within your community.
- We’re right by your side in the event of a claim.
What is Tradesman Insurance?
Wherever you’re working as a tradesman, whether you’re in someone’s home or on a site, it’s important that you have some form of insurance behind you so you can protect yourself. Tradesperson insurance is designed to protect you, your business, employees, and customers, whether you run a large construction business, or you’re a tradesperson working alone.
Accidents, property damage, or injuries can occur, leading to legal claims and financial consequences, and individuals or businesses working in various trades need insurance cover to ensure they aren’t left out of pocket if they’re required to compensate. There’s a range of insurance products you can buy which can protect you and your business:
- Public liability insurance
- Employers liability insurance
- Professional indemnity insurance
- Tools insurance
- Goods in transit insurance
- Hired-in plant insurance
We can arrange insurance cover for a wide range of trades too. Trades covered include, but aren’t limited to:
- Bricklayers
- Builders
- Carpenters
- Car Valets
- Contractors
- Contractors All Risk
- Cleaners
- Electricians
- Gardeners & Landscapers
- Gas Engineering
- Handymen
- Limited Companies
- Market Traders
- Mechanics
- Painters and decorators
- Plumbers
- Roofers
- Sole Trade
- Subcontractors
- Tree Surgeons
- Window Cleaners
If you don’t see your trade listed here and you’re looking for tradesman insurance, please submit your enquiry or give us a call and a member of our expert team will do their best to assist you.
More Resources
Articles about running a small business
Read any of the articles below to learn more about going self-employed, or starting and running your own small business:
Day-to-day running your business
- Running a business from home: Council rules in the UK
- Is your business ‘outstanding’?
- Turn business challenges into triumphs
- How does diversity help your business grow?
- Minimum wage rise - good or bad news for small businesses?
- What is the UK tax return deadline?
- New legislation impacting your business
- What is Employment Allowance UK?
Starting your own business
- Business insurance brokers: what are they and how can they help?
- How to trade mark a name in the UK
- What’s on the HMRC starter checklist?
- Small Business Grants to Be Aware of in the UK
- How to Register a Name for a Business in the UK
- What to know about your business tax account (HMRC)
- Types of Business Insurance You Should Know About
- What business insurance do I need?
- How to Invoice as a Sole Trader: Your Step-by-Step Guide
- Sole Trader Advantages & Disadvantages
- What is a sole trader in the UK?
Self-employed professionals
Latest guides on business terminology, documents and formulas
There are so many business documents, formulas and terminology that need to be considered when operating a business. Here are some guides on key aspects of business:
Business calculations & formulas
- Margin of safety: formula, and more
- How to Calculate Turnover for Your Company
- Gearing ratio: what to know for your business
- How to calculate VAT: A complete guide
Business jargon
- CapEx vs OpEx: What’s the difference?
- What is the domestic reverse charge?
- What is Turnover in Business? A Complete Guide
- What to Know About Return on Capital Employed (ROCE)
- What is PAYE? All the info you need
- What is Employment Allowance UK?
- How much is a damp proof course?
- What is a holding company?
- What is Capital Expenditure in Business?
- What is a PO number?
- What is operating profit?
Business documents
Guides about business liability insurance
Making sure your business is covered with the right liability insurance is crucial – whether it be public liability, employers liability, professional indemnity insurance, or something more specific.
Read up on how different types of liability insurance work by reading any of the articles below:
- Is public liability insurance compulsory?
- The Difference Between Employee & Public Liability Insurance
- What is Public Liability Insurance? (Full Guide)
- All you need to know about public and product liability insurance
- What’s the average employers’ liability insurance cost?
- How Much is Public Liability Insurance?
- Public Liability Insurance Certificate: All You Need to Know
- Why now is the time to take out Public Liability
- What is Employers’ Liability Insurance?
- What is Professional Indemnity Insurance? Your Complete Guide
- What is Errors and Omissions Insurance?
Other guides about specific small businesses
Interested to learn more about specific small businesses and professions? Find out more in any of latest business guides below:
Public Liability Insurance
Public Liability Insurance you can trust
Look no further than an insurance broker for essential protection against third-party damage and injuries.
Employers Liability Insurance
Liability cover that protects you, your employees, and your business.
It’s essential that you and your business are ready when the unexpected happens. Look no further than Howden’s employers’ liability insurance.
Professional Indemnity Insurance
Professional indemnity cover that backs your business
Sometimes things go wrong in business, and that’s normal, but you need reliable professional indemnity insurance to help soften the blow.