Water Sports Insurance

Why choose Howden for Water Sports Insurance?

Howden is the new name for Watkin Davies.

Thanks to the collaborative relationships we have with a wide range of specialist insurers, when it comes to getting you water sports insurance cover, we pride ourselves on doing the heavy lifting, so you don’t have to. What’s not to like?

As an insurance broker, we also understand that each policy needs to be as individual as its owner, and that’s why we provide a tailored and personalised service, focused on getting to know you and finding out exactly what you want from your insurance coverage.

All in all, just know, that we’re here to help, whether you need to purchase a new water sports policy, renew an existing one, or even just make a claim.

Benefits of working with Howden:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local insurance broker, within your community.
• We’re right by your side in the event of a claim.

Why do I need Water Sports Insurance?

There’s a thriving community of water sports businesses in the UK from Caithness through to Newquay, offering activities from scuba courses, snorkelling tours, boat rides, equipment hire and surf schools, enabling anyone from beginners to big kahunas to enjoy our marvellous coastlines.

Water sports can offer the ultimate adrenaline rush whilst activities such as scuba diving evoke feelings of wonder unlike anything else. However, conditions can be hard to predict, which means that you need to be prepared for any eventuality.

If you own your own surf school, hire out water sports equipment or offer scuba/snorkelling tours to adventurous tourists, you’ve probably seen first-hand what can go wrong when in hot water.

Howden offers specialist insurance for the Water Sports Industry at competitive premiums and provide bespoke insurance solutions with broad generous wordings to ensure peace of mind for all companies involved in water sports.

What's covered under Water Sports Insurance policies?

Howden offer specialist insurance for the water sports industry at competitive premiums. We can provide bespoke insurance solutions with broad generous wordings to ensure peace of mind for all companies involved in Water Sports

Cover can include;

• Public, Products & Member to Member Liability
• Employers Liability
• Professional Indemnity to cover Advice, Tuition, Guidance and Training
• Buildings & Contents
• Business Interruption
• Storage Containers
• Money
• Computers incl. Cyber & Data Liability
• Sporting Kit & Equipment, including whist on hire
• Legal Expenses
• Group Personal Accident & Injury  
• Directors & Officers Liability
• Marine Insurance for Vessels such as Safety Boats, Jet-Ski’s and small Ribs
• Plant, Machinery & Equipment, such as Quad Bikes or Tractors
• Event Insurance incl. Cancellation
• Online Shops

We can cover majority of activities, including (but not limited to); Stand-Up Paddle boarding, Stand-up Paddle boarding YOGA, Wing Foiling, Sit on Top Kayaking, Canoeing, Packrafting, Surfing/Bodyboarding, Lifeguarding, Outrigger Paddling, Open Water Swimming & Safety Courses, First Aid, Windsurfing, Hire of Equipment.

In addition, we can also bespoke your policy to include additional activities, such as; Bushcraft Skills, Primitive Skills, Camping, Orienteering, Hiking, Teambuilding, Leadership Awards and Mountain Biking.