Stallholders Insurance
Protect your market stall & livelihood, comprehensively.
Why choose Howden for Stallholders Insurance?
Howden is the new name for Primo.
Howden makes the process straightforward and hassle-free when securing the right insurance for your market stall. As a trusted insurance broker, we leverage our partnerships with leading insurers to compare multiple policies, ensuring a quick and seamless experience. We aim to handle the details so you can concentrate on what matters most—running your stall and serving your customers.
We understand that every stallholder's business is unique, so we offer a personalised service. Whether you need comprehensive public liability coverage or a more specialised policy, we take the time to understand your specific needs, ensuring your insurance is tailored to fit.
At Howden, we’re here for you—whether you need to secure a new policy, renew existing coverage, or file a claim. We’re dedicated to providing the support and peace of mind you need so you can focus on growing your business and connecting with your customers.
Benefits of working with Howden:
- You can trust us – we’re rated Excellent on Trustpilot.
- Our brokers are well-versed in the nuances of the karting industry.
- We'll work with you to create a bespoke insurance package that meets your unique needs and budget.
- We leverage our relationships with top UK insurers to secure the best rates for our clients.
- Our dedicated team is committed to providing exceptional service.
Howden's Stallholders Liability Insurance
Are you a market trader or stallholder, passionate about bringing your unique products to customers? At Howden, we understand the dedication and hard work you put into your business. That's why we offer tailored stallholder insurance solutions to safeguard your livelihood and give you peace of mind.
Innovative insurance for savvy Stallholders
Running a market stall is a fantastic way to showcase your products and connect with customers. However, unexpected events can happen, potentially impacting your finances. Our partnership with Liability1st allows you to access budget-friendly, fixed-price public liability insurance explicitly designed for market traders and stallholders.
Affordable protection for Stallholders
We know that every penny counts for your business. With our partnership with Liability1st, you can access affordable, fixed-price public liability insurance designed specifically for market traders and stallholders.
- £2 Million Public Liability: For just £56 per year, you can protect yourself against claims of up to £2 million for injury or damage to third parties.
- £5 Million Public Liability: For a slightly higher premium of £67.20 per year, you can increase your cover to £5 million.
Who we cover:
Our stallholder insurance covers a diverse range of traders, including those who sell:
- Costume Jewellery
- Homemade Crafts
- Flowers
- Food (excluding mobile food vans - see our Catering Trailer Insurance)
- Fruit and Vegetables
- Pottery
- Arts and Crafts
- Clothing
- Toys
- Wines, Beers, and Alcohol
- Pet Food
What does Public Liability Insurance cover?
Public liability insurance is essential for stallholders as it covers your legal liability for:
- Personal Injury: If a customer or member of the public is injured at your stall due to negligence.
- Property Damage: If you accidentally damage someone else's property while running your stall.
Don't risk your livelihood.
Market trading has inherent risks, but you can protect yourself from unexpected financial burdens with the right insurance. Get a quote today and enjoy the peace of mind of knowing your business is secure.
Contact our friendly team to discuss your insurance needs and discover how we can help you thrive as a stallholder.
Stallholders Liability Insurance FAQs
What is stallholder liability insurance, and why do I need it?
Stallholder liability insurance, or public liability insurance for stallholders, is a specific business insurance designed to protect market traders and stall owners. It covers your legal liability for claims of injury or property damage caused to third parties (customers, the public, or other vendors) due to your business operations.
Do I need stallholder liability insurance even if I only attend a few events a year?
Yes, even if you only participate in a few events annually, having insurance is highly recommended. Accidents can happen unexpectedly, and the potential costs of a claim could be financially devastating without insurance.
What types of stallholders can get this insurance?
This insurance suits a wide range of stallholders, including those selling crafts, food, clothing, jewellery, art, plants, and more. It can also cover those offering face painting or tarot card reading services.
What does stallholder liability insurance typically cover?
This insurance usually covers:
- Public Liability: Covers legal costs and compensation if someone is injured or their property is damaged due to your business activities.
- Product Liability: Covers claims if a product you sell causes harm or injury.
- Financial Loss: Can cover legal expenses and compensation for financial loss caused by your negligence.
What are the typical limits of liability for stallholder insurance?
Stallholder insurance typically offers public liability cover between £1 million and £10 million, with £2 million and £5 million being popular choices for many stallholders.
How much does stallholder liability insurance cost?
The insurance cost varies depending on the level of coverage you choose and the nature of your business. However, basic Public Liability Insurance for stallholders is generally quite affordable, often starting from around £50 per year.
Can I get insurance for a single event or multiple events?
Yes, both options are available. You can purchase single-event insurance for one-off markets, fairs, or annual insurance covering multiple events throughout the year.
Do I need separate insurance for stock or equipment?
While public liability insurance is the core cover for stallholders, you can usually add optional covers for stock and equipment to protect against theft, damage, or loss.
How do I make a claim on my stallholder liability insurance?
Contact your insurance provider immediately after an incident and provide them with all relevant information. They will guide you through the claims process and help you get the compensation you're entitled to.
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