Restaurant & Cafe Insurance
Whatever the profile of your restaurant or cafe, we have the specialist knowledge to deliver a tailored insurance solution for you.

Why choose Howden for restaurant and café insurance?
Here at Howden, we’ve always prided ourselves on doing the heavy lifting for our clients, so they don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist business insurers, we make the process of comparing various restaurant and café insurance policies, on your behalf, simple and straightforward. What’s not to like?
As a broker which has vast experience dealing with hospitality insurance, our team knows that each policy needs to be as individual as its owner and their restaurant or cafe, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your cover.
Ultimately, whether you need to make a claim, purchase a new hospitality-related policy, or renew an existing one, just know that we’re here to help.
Benefits of working with Howden:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local branch, within your community.
- We’re right by your side in the event of a claim.
Restaurant and café insurance with Howden
Worrying about insurance can, understandably, feel like a distraction when you’re concentrating on running your restaurant or café. With so many options it's hard to decide what you need and what you should pay. However, we wouldn’t recommend that you put off finding a policy forever though, as protecting your beloved business with adequate insurance is incredibly important.
You then might think; my business is unique and different; won’t it be tricky to find insurance that suits me?
Well, you’ll be glad to know that whilst restaurants and cafes come in all shapes and sizes, so do the insurance policies you can buy to protect them.
Through detailed understanding, risk management, and high-impact-broking, we’ll help you achieve what you want to achieve for your restaurant or café with regards to insurance. We treat each business we work with as an individual, respecting and responding to your individual nuances. After all, our ability to create tailored, bespoke insurance solutions is why so many casual dining restaurants choose to work with Howden.
As well as that, we don't just give you the right advice when you’re buying a policy either. If you have to claim, we'll help you every step of the way, so you’re up and trading again as quickly as possible.
So what are you waiting for? Speak to a member of the Howden team today and find out more about how we could help you find a restaurant and café insurance policy that ticks each and every one of your boxes.
More Resources
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Self-employed professionals
Latest guides on business terminology, documents and formulas
There are so many business documents, formulas and terminology that need to be considered when operating a business. Here are some guides on key aspects of business:
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Business documents
Guides about business liability insurance
Making sure your business is covered with the right liability insurance is crucial – whether it be public liability, employers liability, professional indemnity insurance, or something more specific.
Read up on how different types of liability insurance work by reading any of the articles below:
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Pubs, Clubs, & Nightclubs Insurance
Specialist insurance for pubs, clubs and nightclubs
We help owners of pubs, clubs and nightclubs find insurance policies that fit their exact needs, without all the hassle and complication.
Hotel & Guesthouse Insurance
We’re proud to help all types of hoteliers
We have years of experience helping hotels and guesthouses of all shapes and sizes find an insurance policy that suits their business.
Shop and Retail Insurance
Trust experts in the retail sector with your insurance
The retail industry is full of shops of all different shapes and sizes, and we can help you find shop and retail cover to suit your own, individual business.