Personal Trainer Insurance

Why choose Howden for Personal Trainer Insurance?
As a specialist insurance broker for businesses, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing various different personal trainer insurance policies, on your behalf, simple and easy. What’s not to like?
Here at Howden, our team knows that every personal trainer policy needs to be as individual as its owner and their business, and that’s why we provide a personalised service, focused on getting to know you and learning more about exactly what you want from your insurance.
All in all, whether you need to make a claim, purchase a new PT policy, or renew an existing one, just know that we’re here to help.
Benefits of working with Howden:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local branch, within your community.
What insurance do Personal Trainers need?
The type of insurance that personal trainers need will depend entirely on how they run their business and what they feel they need protection from.
Working as a personal trainer can be highly rewarding and fulfilling, and it gives you the opportunity to shape your own career while helping others improve their lives through fitness. We, therefore, know how much you value the duty of care you have for your clients as their personal trainer. However, when your clients rely on your expertise and advice to keep them fit and healthy, an injury could easily expose you to a claim, leaving you and your business vulnerable.
Ultimately, what's important is that you can go about your day-to-day sessions without any fear of something going wrong. This is achievable when you have a personal trainer insurance policy that fits your business.
Thanks to the relationships we have with a range of specialist insurers, our dedicated personal trainer team can source the perfect cover options for you, at our most competitive prices.
We source insurance options based on your insurance preferences, and you have the option to build a combined cover package, which can include the following types of cover:
- Professional indemnity
- Public liability
- Employer’s liability
- Sports equipment
- Loss of earnings
Whatever way you want your personal trainer policy to look like, we’re on hand to help you get covered every step of the way. By calling us for a quote, you’re giving yourself the best chance to save time and money, while we do the leg work to ensure you get a personal trainer insurance plan that’s the right fit for you.
More Resources
Articles about running a small business
Read any of the articles below to learn more about going self-employed, or starting and running your own small business:
Day-to-day running your business
- Running a business from home: Council rules in the UK
- Is your business ‘outstanding’?
- Turn business challenges into triumphs
- How does diversity help your business grow?
- Minimum wage rise - good or bad news for small businesses?
- What is the UK tax return deadline?
- New legislation impacting your business
- What is Employment Allowance UK?
- VAT return: all the information you need
- 21 of the smartest van storage ideas
- Do I need business insurance?
Starting your own business
- Business insurance brokers: what are they and how can they help?
- How to trade mark a name in the UK
- What’s on the HMRC starter checklist?
- Small Business Grants to Be Aware of in the UK
- How to Register a Name for a Business in the UK
- What to know about your business tax account (HMRC)
- Types of Business Insurance You Should Know About
- What business insurance do I need?
- How to Invoice as a Sole Trader: Your Step-by-Step Guide
- Sole Trader Advantages & Disadvantages
- What is a sole trader in the UK?
- How to register for VAT in the UK
Self-employed professionals
Latest guides on business terminology, documents and formulas
There are so many business documents, formulas and terminology that need to be considered when operating a business. Here are some guides on key aspects of business:
Business calculations & formulas
- Margin of safety: formula, and more
- How to Calculate Turnover for Your Company
- Gearing ratio: what to know for your business
- How to calculate VAT: A complete guide
- Working capital: formula, plus more
- Cost of sales formula: how to calculate CoS
- Cost of goods sold: formula and more
- How to value a business: step-by-step guide
Business jargon
- CapEx vs OpEx: What’s the difference?
- What is the domestic reverse charge?
- Per diem: meaning, examples, and more
- What is Turnover in Business? A Complete Guide
- What to Know About Return on Capital Employed (ROCE)
- What is PAYE? All the info you need
- What is Employment Allowance UK?
- Markup vs margin: what’s the difference?
- How much is a damp proof course?
- What is a holding company?
- What is Capital Expenditure in Business?
- What is a PO number?
- What is operating profit?
- Salary advance: key info for employers
- What is equity in business?
- Non-current assets: your guide to the key info
- What is a breach of confidentiality?
Business documents
Guides about business liability insurance
Making sure your business is covered with the right liability insurance is crucial – whether it be public liability, employers liability, professional indemnity insurance, or something more specific.
Read up on how different types of liability insurance work by reading any of the articles below:
- Is public liability insurance compulsory?
- The Difference Between Employee & Public Liability Insurance
- What is Public Liability Insurance? (Full Guide)
- All you need to know about public and product liability insurance
- What’s the average employers’ liability insurance cost?
- How Much is Public Liability Insurance?
- Public Liability Insurance Certificate: All You Need to Know
- Why now is the time to take out Public Liability
- What is Employers’ Liability Insurance?
- What is Professional Indemnity Insurance? Your Complete Guide
- What is Errors and Omissions Insurance?
Other guides about specific small businesses
Interested to learn more about specific small businesses and professions? Find out more in any of latest business guides below:
- Insurance for takeaway businesses
- How to Start a Cleaning Business: 7 Steps to Take
- Run a vaping shop? Make sure your business is protected
- Built to last: insurance essentials for joinery businesses
- How to Become a Carpenter in the UK
- Mitigating flood risk for printing businesses
- Accounts payable: what you need to know
Liability Insurance
Liability insurance that’s right for YOUR business
We don’t offer standard liability insurance. Explore our range of tailorable, specialist liability insurance products which are readily available to support you and your business.
Restaurant & Cafe Insurance
Tailored insurance for your beloved restaurant or café
Whatever the profile of your restaurant or cafe, we have the specialist knowledge to deliver a tailored insurance solution for you.
Haulage, Couriers & Transport Insurance
Professional business cover for hauliers and couriers
Whichever way your business transports its deliveries, whether they’re hauled or couriered, we can help you find insurance that can support your operation.