Bouncy Castle Insurance
Safeguard your business, protect your fun.
Why choose Howden for your Bouncy Castle Insurance?
Howden is the new name for Primo.
At Howden, we specialise in managing the complexities of your bouncy castle insurance so you can concentrate on what matters most—running your business. With our strong relationships with a carefully selected panel of specialist insurers, we can effortlessly compare multiple bouncy castle policies on your behalf, ensuring a smooth and stress-free process.
We know that every bouncy castle business is unique, which is why we offer a personalised, tailor-made service. We take the time to understand your specific needs and the nature of your business, ensuring that your insurance coverage is just as unique as your operations.
Whether you’re purchasing a new policy, renewing an existing one, or need help with a claim, we’re here to support you every step of the way.
Benefits of working with Howden:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local insurance broker within your community.
- We’re right by your side in the event of a claim.
Comprehensive insurance solutions for leisure equipment hire businesses
Expert advice and tailored cover
Welcome to our dedicated resource for insuring leisure equipment hire businesses. This resource is designed to provide you with all the information and tools you need to understand your insurance needs, make informed decisions about cover options, and secure the right insurance for your business. Our brokers can assist you if you seek expert advice or require detailed cost breakdowns for adequate cover. Benefit from our years of experience and industry knowledge to ensure your business is adequately protected.
Specialised insurance requirements
Our team has extensive experience working with bouncy castle business owners, making us adept at understanding your unique insurance needs. We work closely with market providers to offer tailored insurance solutions specific to your industry, ensuring you have the correct cover at the best premium rates. Our understanding of your business's unique needs is what sets us apart and makes us the right choice for your insurance requirements.
What's covered under a Bouncy Castle Insurance policy?
Public Liability Insurance:
A public liability insurance policy protects your business against third-party successful claims for injury and property damage arising from your operations. It is crucial for companies that interact with the public.
Employer's Liability Insurance:
Also called EL insurance, employers' liability insurance is legally required if you have employees. It covers claims from employees for work-related injuries or illnesses. It demonstrates your practical commitment to employee welfare and legal compliance.
Importance of using a professional broker
Expertise and guidance
Howden Brokers have in-depth knowledge of the insurance market and can navigate complex policies to find the best cover for your business. Their expertise and guidance give you the confidence and trust that you are making the right insurance decisions for your business.
Tailored solutions
A broker assesses your specific risks and requirements, ensuring you get bespoke insurance solutions that match your business needs accurately.
Access to multiple insurers
Howden's brokers work with various insurers, giving you access to a much more extensive range of insurance providers, products, and competitive premiums.
Claims assistance
In the event of a claim, your broker acts as your advocate, handling the process efficiently. Our brokers will assist you in gathering the necessary documentation, communicating with the insurer, and ensuring you receive fair treatment and settlements. This support is a key benefit of working with a professional broker.
By utilising the services of a professional broker, you not only secure comprehensive insurance cover but also gain peace of mind knowing that industry experts are effectively managing your business risks.
Our experts have years of experience in the insurance industry and a deep understanding of the unique risks and challenges faced by bouncy castle hire businesses. They can guide you through the complexities of insurance, help you make informed decisions about your cover, and safeguard your business's success.
Bouncy Castle Hire Insurance FAQ
What types of inflatable and leisure equipment does bouncy castle insurance cover in the UK?
Bouncy castle insurance extends beyond just bouncy castles. It covers a wide range of inflatable and leisure equipment, including:
- Inflatable slides
- Obstacle courses
- Inflatable games and activities (e.g., sumo suits, gladiator jousts)
- Soft play equipment
- Other party and event equipment like inflatable pubs, photo booths, and zorbs
This comprehensive cover safeguards your business from financial losses due to unexpected incidents related to this equipment, such as accidents, injuries, property damage, and theft.
Why is public liability insurance essential for bouncy castle and inflatable game hire businesses in the UK?
Public liability insurance is a cornerstone of protection for bouncy castle hire businesses. It shields your business from claims made by third parties for injuries or property damage that occur while using your equipment. Whether it's a child getting injured on a bouncy castle or an inflatable slide damaging a venue, this cover can save you from potentially ruinous financial consequences.
Is employer's liability insurance mandatory for bouncy castle hire businesses in the UK, even for part-time or casual staff?
Yes, UK law mandates that you have employers' liability insurance if you employ staff – even on a part-time or casual basis. This covers compensation claims if an employee suffers a work-related injury or illness, ensuring compliance with regulations and providing financial security for your business.
What factors can influence the cost of my bouncy castle and leisure equipment insurance premiums?
Several factors determine your insurance premiums:
- Business size and type: Whether you operate indoors, outdoors, or as a mobile business can affect your premiums.
- Equipment value: The higher the value of your equipment, the higher the premiums.
- Number of employees: More employees typically mean higher premiums due to increased employer liability risk.
- Claims history: A history of claims can lead to higher premiums.
- Level of cover: More comprehensive cover options will naturally cost more.
Are there specific safety requirements for bouncy castle hire businesses in the UK to obtain insurance?
Insurers typically require adherence to safety standards, which are crucial for obtaining comprehensive cover and ensuring customer safety. These requirements may include regular equipment inspections, adhering to manufacturer guidelines, providing proper supervision during use, and having risk assessments in place.
Do I need any additional insurance if I offer party services alongside bouncy castle hire?
If you offer other services, such as face painting, balloon twisting, or catering, you may need to extend your public liability insurance or obtain separate policies. Each activity carries risks, and having the right cover ensures comprehensive protection.
What should I do if an incident occurs during a bouncy castle hire?
Prioritise the safety of everyone involved and follow your incident reporting procedure. Gather details, including witness contacts, and promptly report the incident to your insurer or broker. They will guide you through the claims process and provide support.
What kind of support can I expect from my insurance broker if I need to make a claim?
Your insurance broker acts as your advocate during the claims process. They help gather necessary documentation, communicate with the insurer, negotiate settlements, and ensure you receive appropriate compensation. This expertise minimises disruptions to your business and enables you to focus on resolving the issue.
Are there specific insurance considerations for inflatable water slides or other water-based equipment?
Water-based inflatables pose additional risks, such as slips and falls, requiring specific coverage considerations. Ensure your policy covers water-based equipment and activities to mitigate these risks effectively.
Can I get insurance for a bouncy castle business that operates in multiple locations across the UK?
Yes, insurance policies can be tailored for businesses operating in multiple locations. Whether you have fixed premises or offer mobile hire services across different regions, you can obtain insurance that protects you wherever you operate.
Zorbing Insurance
Roll safely with comprehensive insurance you can rely on.
Does your business offer zorbing as a leisure activity? Let us help you find the right cover.
Leisure Club Insurance
Insurance protection for your leisure, fitness or social club.
Contact our team of insurance experts who can help you protect your leisure club.
Studio Insurance
Comprehensive insurance for your studio.
Let our specialist team help you find the perfect insurance solution for your studio.
Soft Play Operators' Liability Insurance
Financially safeguarding your playful paradise.
Let our dedicated team help you find the perfect insurance solution for your soft play business.