High Value Home Insurance
Removing the complexities of tailoring insurance to your high value home.
Why High Value Home Insurance?
At Howden, we work directly with specialist high net worth insurance underwriters to tailor a high value insurance policy which fits your home, contents and circumstances. Our role is to relieve you of the complexity that goes with ensuring the right cover is in place when you need it, while never forgetting the importance of price. It is our mission to make your life easier.
A high value home insurance policy with Howden can include:
- Enhanced alternative accommodation cover - if your home can’t be lived in due to a claimable incident.
- Enhanced levels of trace and access cover - if you have a leak, the investigation costs will be covered as well as the resulting damage from the leaking water.
- Cover for collections - high value jewellery and watches, fine art, antiques, guns and many other types of valuables.
- Pairs and sets cover - If you damage an item that’s part of a pair or set and a replacement can’t be found, the entire set will be replaced or compensated for.
- Automatic cover for new purchases - if you treat yourself to something new, it will be automatically covered for up to 60 days before you need let us know (subject to a maximum value, dependent on the insurer).
- Access to high net worth insurers and independent surveyors who’ll be able to validate your current building sum insured.
Why Howden Private Client?
You get a senior, dedicated insurance professional to work with you. As part of the service, they’ll:
- Get to know you personally and understand your priorities
- Advise you on protecting your home and possessions
- Make sure our solutions meet or exceed your expectations
- Negotiate a suitable combination of cover and price for you
- Meet and communicate in a way that suits you
- Simplify your insurance portfolio, such as having your home, cars and additional properties all under one policy
- Connect you with our trusted partners, if you need help with valuations, rebuild surveys or security improvements
- Work with our dedicated claims team to make sure any claims run smoothly
If you would like to get in touch, please get a quote or call us on 01214 528734.
Listed Buildings Insurance
Choose insurance that’s worthy of your listed building.
Protect your special and historic property with the comprehensive listed insurance it deserves.