Why choose Howden?

When your client has worked hard to be the best, they expect the best in return. At Howden we take business personally. It’s not just attention to detail that matters – it’s the effort we’re willing to put in to understand your clients’ needs then crafting the solutions to meet them.

Insurance for the most unique of assets

Your client’s insurable assets may be complicated and extensive, but there’s no reason why the cover should be. We take the time to look at how we can support a client, regardless of the complexity. We’re well placed to advise on the following.

• High value properties
• Clients with multiple properties both in the UK and overseas
• Clients with valuable collections of art, jewellery, watches and other collectibles.
• High value prestige cars and supercars.

Our specialist team are not just subject-matter experts, they’re true enthusiasts who understand your clients’ world and appreciate the intricacies and idiosyncrasies of their assets. Together, they tackle the most complex scenarios and create solutions that are refreshingly simple. And if your clients has to make a claim, they can expect swift, open and sound support – which can include a house visit for that extra reassurance at a difficult time.

Building trust and earning loyalty

We understand that privacy is paramount and that your clients wouldn’t invite just anyone into their circle of advisors. We’re proud that nearly all of our clients have come to us through recommendation or referrals, and many have been with us for decades, and some even through generations.

Our three stage process includes the following:

Appraisal

Part of our approach is to get a detailed understanding of your client’s individual requirements. Our view is that this ideally needs to be done in person – so we’re more than happy to visit your client’s property (without any cost or obligation to them) and carry out an assessment of their requirements. We can assist them with a contents’ inventory to ensure that they’re not underinsured, give practical advice on security improvements, and also offer wider risk management advice.

Market review

Once we understand the requirements, we then conduct a market exercise to ensure that we recommend an insurer who strikes the right balance between comprehensive cover and competitive premium. We also look for ways to make the insurance arrangements simple – whether that be via a common renewal date, a single insurer, or a single policy that covers a client’s home, contents, cars, and additional property. This approach can result in a premium saving.

Recommendations

We then present our recommendations to your client and should they wish to proceed, assist with the cancellation of their current policies and the placement of new insurances.

Of course we appreciate that time may be your clients greatest asset, in which case we can work with a wider team of advisors, agents or assistants.

Leveraging our wider network

Your clients may have challenge beyond insurance. We can introduce them to businesses who can deliver a range of other services. These include:

• Security companies and property management companies
• Valuation companies
• Surveyors and engineers

Please be assured that our reputation is key, and we only collaborate with companies who have similarly high standards.

Next Steps

For our clients, we make purchasing insurance as simple as possible and provide ongoing support. And even if cover requirements extend beyond the UK, your client can enjoy seamless access to our international network – which is the largest independent insurance network in the world.

So why not make us the trusted insurance adviser for your clients?

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