Student Gadget Insurance

Why choose Howden's partners for your student gadget insurance?

Howden are delighted to introduce student gadget insurance via Protect Your Bubble.

Our partners recognise that each students policy needs to be as individual as its owner. It's for that reason that we provide a personalised service, which focuses on getting to know you and finding out exactly what you want from your gadget insurance cover.

Due to great relationships we have with our insurance partners, which specialise in student policies, we're able to provide access to comprehensive cover which can cater to your needs.

Ultimately, just know, whether you need to make a claim, purchase a new student policy, or renew an existing one, we’re here to help.

Features of gadget insurance with Howden’s partners:

• Buy online in under three minutes - you can use your mobile, tablet or computer to buy Protect Your Bubble's camera insurance online in less than three minutes!
• Lots of cover options from £2.99 per month - *based on a Galaxy Tab 4 10.1 Wi-Fi under six months old. Multiple gadgets to insure? Cover any three items for £15.99 per month.
• Voted Best Insurance Provider - at the 'What Mobile' awards, six years running!
• Unlimited repairs using genuine parts
• No annual contract - Cover rolls over
• Instant, worldwide cover for theft, damage and mechanical breakdown

What is student gadget insurance?

Student gadget insurance is cover that protects your gadgets while you’re living away at university. It will usually protect against a range of risks, both inside and outside of your accommodation.

When you head to university, you’ll use your gadgets for studying, socialising, and of course making the agreed number of calls to mum and dad! Take the worry out of your week with Protect Your Bubble cover against theft, accidental damage and mechanical breakdown.

When you’re at uni, gadgets will be a huge part of your life. From streaming your favourite shows on your iPad, to tracking your workout with your smart watch; what would you do without them? No, seriously, what would you do if something happened them? 

Insuring your gadgets is one of the smartest things you can do, especially when you’re a student. But which gadgets are covered? 

For the purposes of insurance, a gadget is usually defined as an electronic item which is (or can be) battery powered and is designed to be portable. As part of our partnership with Protect Your Bubble, you can get worldwide cover for all gadgets. These include: 

• Laptops  
• Mobile phones (including smart phones) 
• Tablets
• Desktop PCs 
• Cameras 
• Portable games consoles 

And more! 

With this cover, you’ll be insured for theft, mechanical breakdown (after your manufacturer’s warranty runs out) and even accidental damage (for example, if you drop your laptop down the stairs). 

Your first gadget needs to be under six months old, your second gadget needs to be under 12 months old and third (or more) items need to be under 36 months old when you purchase the policy. If you’d like to add gadgets onto your policy after the initial purchase, they’ll need to be under 12 months old. 

Gadgets must be in good condition and full working order when you purchase the insurance. If there is evidence that the damage occurred before the date your insurance goes into effect, this will result in your claim being refused. 

Making a claim

To make a claim, contact Protect Your Bubble (by phone or post) as soon as possible to report the claim, complete the required steps and provide the requested information (like proof of ownership). Then pay your excess and wait for your gadget to be repaired or replaced.