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Possessions Insurance

Cover your favourite gadgets with worldwide insurance from Protect Your Bubble. Enjoy a 15% Howden discount when you insure up to two gadgets. Use code MY15 at checkout.

A student studying with their valuable possessions

Why choose Howden's partners for your possessions insurance?

Howden are delighted to introduce possessions insurance via Protect Your Bubble.

Howden and our partners know that each students policy needs to be as individual as its owner. It's for that reason that we provide a personalised service, which focuses on getting to know you and finding out exactly what you want from your possessions cover.

Due to great relationships we have with our insurance partners, which specialise in student policies, we're able to provide access to comprehensive cover which can cater to your needs.

Ultimately, just know, whether you need to make a claim, purchase a new student or possessions policy, or renew an existing one, we’re here to help.

Features of possessions insurance with Howden’s partners:

  • Buy online in under three minutes - time is precious. You can use your mobile, tablet or computer to buy Protect Your Bubble’s insurance online in less than three minutes!
  • Voted Best Insurance Provider - at the ‘What Mobile’ awards, six years running!
  • Lots of gadget cover options from £2.99 per month - *Based on a Galaxy Tab 4 10.1 Wi-Fi under six months old. Multiple gadgets to insure? Cover any three items for £15.99 per month.

What is possessions insurance?

Possessions insurance is cover for your personal belongings against certain risks. Risks could include theft, accidental damage and accidental breakdown. It’s designed to make sure you’re not left too out of pocket should anything unexpected happen to your favourite investments.

What does possessions insurance cover?

Here are a few of the key features of Protect Your Bubble's possessions insurance (excesses, exclusions and limitations apply).

  • Unlimited repairs using genuine parts
  • Instant, worldwide cover for theft, damage and mechanical breakdown
  • No annual contract – Cover rolls over

Making a claim

To make a claim, contact Protect Your Bubble (by phone or post) as soon as possible to report the claim, complete the required steps and provide the requested information (like proof of ownership). Then pay your and wait for your item to be repaired or replaced.

Possession insurance: Your frequently asked questions

What items are covered with possessions insurance?

Protect Your Bubble’s possessions cover protects your gadgets anywhere in the world against accidental damage, theft and mechanical breakdown. 

Howden used to provide possessions cover for items such as clothes, books, jewellery and so on, but this cover is not available for new customers at the moment (it’s still available for renewals and via accommodation providers). However, we encourage you to check back soon as we’re doing our best to develop a new product. 

Do I need cycle insurance at university?

If you’re heading to university, your personal belongings will not necessarily be covered by your parents’ home insurance policy while you’re living away from home. Even if they are, you may not be covered to take your belongings and gadgets out and about at university. 

Some accommodation providers do arrange a level of contents insurance for students while they’re living at university, so check your welcome documents to find out if you have any cover in place. 

Even if your accommodation has provided insurance for you, it’s important to make sure that you have the right level of cover in place to ensure your things are protected against risks such as accidental and liquid damage.  

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Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

10% off contents insurance with studentGuard.

Protect your possessions away from home, choose cover against accidental damage, or even add on mobile phone coverage.

Comprehensive student car insurance.

We strive to help students find the best motor cover at the best price.

We can provide you the student cover you need, when you need it.

Whether you are moving into private accommodation with friends and need contents insurance, or looking for additional cover for your gadgets, car, travel, and more, let Howden help you find the perfect policy.

Protect your tablet against theft, cracked screens and accidental damage.

Worldwide cover from Protect Your Bubble which includes a 15% Howden discount on up to two gadgets.