Kit and Replica Car Insurance
Whether it’s a replica of famous Hollywood car, or a car you’ve assembled yourself at home, we have a kit and replica car insurance policy that can protect your unique asset.

Why choose Howden for Kit and Replica Car Insurance?
Howden is the new name for A-Plan. As an insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. This is no different when it comes to getting you a specialist motor insurance quote. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing multiple kit and replica car insurance policies, on your behalf, simple and easy. What’s not to like?
Our team here at Howden also know that each policy needs to be as individual as its owner and their car, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your insurance.
Just know, whether you need to make a claim, purchase a new motor policy, or renew an existing one, we’re here to help.
Benefits of working with us:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local branch, within your community.
- We’re right by your side in the event of a claim.
What is Kit and Replica Car Insurance?
Kit cars are vehicles that are constructed from kits, bought from specialist manufacturers, containing all the necessary components and parts, whereas replica cars, on the other hand, are vehicles that closely resemble classic or vintage cars, often iconic models, but are not the original or genuine examples of those vehicles. They are built to replicate the appearance and design of the original cars, but they may use modern chassis, engines, and other components.
Both types of cars require specialised forms of insurance which are designed for vehicles that are assembled or built by enthusiasts from individual components or from replica parts of existing classic or iconic vehicles.
The insurers we work with typically offer:
- Limited mileage discounts
- Agreed value
- Track day cover
- UK and European breakdown
- Offer club member discounts and access to bespoke schemes where available
- Multi-vehicle
Whether it is a kit car or a replica, it's essential that you provide accurate information about the vehicle's construction, components, and specifications to us, so we can help ensure that your policy accurately reflects the vehicle's value and risk profile, and it provides appropriate coverage for any potential damages or liabilities. Get in touch and we can get underway with helping you find a kit and replica car insurance quote that’s right for you.
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