Hot Rod and Custom Car Insurance
We adore traditional classic motors but we also appreciate the art of the modified vehicle. If you are looking for hot rod insurance or cover for your custom car – you have come to the right place.

Why choose Howden for Hot Rod and Custom Car Insurance?
Howden is the new name for A-Plan. As an insurance broker with experience dealing with specialist motor policies, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing multiple motor insurance policies, on your behalf, simple and easy. What’s not to like?
We also know that each policy needs to be as individual as its owner and their hot rod or custom car, and that’s exactly why we provide a personalised service, focused on getting to know you and finding out more about what you want from your insurance coverage.
Ultimately, whether you need to make a claim, purchase a new specialist motor policy, or renew an existing one, just know we’re here to help.
Benefits of working with us:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local branch, within your community.
- We’re right by your side in the event of a claim.
How does Hot Rod and Custom Car Insurance work?
We know that hot rods and custom cars don’t fit in the traditional car insurance world. From ‘hopped up flatheads’ to ‘blown hemis’ and ‘nailheads’, whether you have a 3 or 5 window ‘hot rod’, a ‘street rod’ or a ‘gasser’, we can help you find an insurance policy that suits you and works best for your vehicle.
Standard car insurance policies might not adequately cover the value and risks associated with hot rods and custom cars, with their unique features, high-performance modifications, and personalised designs. Therefore, specialised hot rod and custom car insurance is necessary to protect these unique vehicles properly, which typically includes:
- Agreed value cover
- Custom parts and equipment cover
- Limited mileage discounts
- UK & EU breakdown
What is and isn’t included in hot rod and custom car insurance varies depending on the insurer, so be sure to check policy definitions and terms before purchase. You can also get in touch with us, and we’d be happy to give you some insight into what you could get from your hot rod and custom car insurance.
You can also read:
More resources
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