High Performance Car Insurance
Our team of advisors can help find you great value cover for your high performance car.

Why choose Howden for High Performance Car Insurance?
Howden is the new name for A-Plan. Here at Howden, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist motor insurers, we make the process of comparing various high performance car insurance policies, on your behalf, simple and straightforward. What’s not to like?
As an insurance broker, our team also recognises that each motor policy needs to be as individual as its owner and their vehicles, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your specialist insurance.
Ultimately, whether you need to make a claim, purchase a new motor policy, or renew an existing one, just know that we’re here to help.
Benefits of working with us:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local branch, within your community.
- We’re right by your side in the event of a claim.
High Performance Car Insurance with Howden
There are so many definitions of high performance that it can be difficult to know if your vehicle falls into this category.
Our knowledge of the vehicles ensures we can present a more accurate picture of the risks to our selected insurance panel - and that usually means better cover and a better deal for you.
But what can you expect to benefit from with a high performance car insurance policy? Our tailor-made policies can include:
- Limited mileage discounts
- Agreed value
- Track day Cover
- UK & European breakdown
- Cover club member discounts
- Multi-vehicle & much more...
Howden’s specialist car centre, based in Thatcham, Berkshire, focuses on private car, commercial vehicle and home insurance and offering an independent professional service with a dedicated in-house claims management team.
Due to our enthusiasm for specialist vehicles, we have developed an experienced team dedicated to classic, kit, high performance and modified cars, as well as imported vehicles.
We are proud to be associated with many car clubs and associated businesses within this specialist arena too, and we offer extra discounts for car club members. So, if you own a specialist vehicle, or are thinking of buying one, give us a try.
To find out how competitive our prices are give us a call on 01635 874646 and we'll be delighted to discuss your needs. Our best prices, our best cover, our best people - we're confident you'll agree!
You can also read:
How much does it cost to insure a high-performance car?
Each and every vehicle is different, and it's the individual features of each vehicle which will impact how much it'll cost to insure it. This is no different for high-performance cars. The cost of an insurance premium for a high performance car can depend on:
- Its age
- Its features and modifications
- Its make and model
Besides the car itself, insurers take several other things into account when calculating insurance premiums too, such as:
- Your driving and claims history
- Where you live and regularly drive
- Your annual mileage
- Where your high performance car will be parked
As well as that, all cars, whether they're standard or high-performance, are categorised into different car insurance groups. These range from 1 to 50, and help insurers decide how much to charge for premiums. Not sure what insurance group your high-performance car belongs to? Find out with our Car Insurance Group Checker tool.
More resources
Latest car insurance guides
Everything you need to know about cars and the insurance policies which cover them. Explore more topics in our Car Insurance Guides.
- Your guide to Cat S car insurance
- If my car is written off what happens to my insurance-policy?
- When does my car insurance run out?
- Can you use a no claims bonus on two cars?
- Car insurance for non UK residents
- How much voluntary excess should I pay on car insurance?
- Can you drive a SORN car to an mot without insurance?
- What are car insurance occupation categories?
- Car insurance change of address: what to know
- Car insurance without a black box: what to know
- Car insurance cancellation laws in the UK
Other car guides
Learn more about the ins-and-outs of cars through our car guides:
MOT guides
- Free MOT checker - Check a vehicle's MOT history
- MOT FAQs - Everything you need to know about MOTs
- Motorcycle MOTs: All you need to know
- What Does MOT Stand For? MOT Terms Explained
- Your complete MOT checklist
- When do I need an MOT?
- Can You Insure a Car Without an MOT?
- Can You Tax a Car Without an MOT?
- What MOT Class is My Vehicle?
- How long does a MOT take?
- Drive without an MOT - what you need to know
- How to report a car with no MOT
Owning a car
- All the Info You Need on Your V5C Log Book
- V5C New Keeper Slip: How to Change a Car’s Registered Keeper
- How to change a car battery
- What does a car service include?
- How much oil does my car need? A handy guide
- Car warranty cover: What to know
- What is ESP on a car?
- How long do car tyres last?
- How long does a car battery last?
- Wrong fuel in your car? Here’s what to do
- Car Insurance Groups [A Complete Guide]
- Car Insurance Group Checker
- New registration plates for 2025: UK number plates explained
Car Tax
- Free Car Tax Check: Check if Your Vehicle is Taxed
- UK car tax changes 2025: what you need to know
- Can You Tax a Car Without an MOT?
- How to tax a car: Your complete guide
- How much will electric car tax be?
- Can you tax a car without insurance?
Modified Car
- Modified Car Insurance FAQs
- Is modified car insurance cheaper?
- How much is modified car insurance?
- Does your insurance go up if you modify your car?
- Driving a modified car and don’t know it?
- Can you get modified van insurance?
- Can you modify a financed car?
Classic Cars
American & import cars insurance
Trust a specialist broker with your imported car
Take advantage of a simple American and import car insurance solution when importing your vehicle over to the UK.
Diplomat Car Insurance
Specialist insurance for diplomats, but without the hassle
Come to us with a challenge, as proud providers of specialist diplomat car insurance to clients from across the globe for decades.
Electric Car Insurance
Need insurance for your electric car? No problem.
Take ‘charge’ and go to dedicated industry specialists who can help you find your own, individual electric car insurance.