Electric Car Insurance
Take ‘charge’ and go to dedicated industry specialists who can help you find your own, individual electric car insurance.
Why choose Howden for Electric Car Insurance?
Howden is the new name for A-Plan. As a specialist motor insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, our team make the process of comparing multiple electric car insurance policies, on your behalf, simple and easy. What’s not to like?
Here at Howden, we also recognise that each policy needs to be as individual as its owner and their electric car, and that’s why we provide a bespoke, personalised service, focused on getting to know you and finding out exactly what you want from your specialist insurance.
All in all, whether you need to make a claim, purchase a new electric car policy, or renew an existing one, just know that we’re here to help.
Benefits of working with us:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local branch, within your community.
- We’re right by your side in the event of a claim.
Do Electric cars need insurance?
Yes, in the UK, electric cars like any other motor vehicles, need insurance coverage to legally operate publicly. The requirement for car insurance is generally not dependent on the type of vehicle's power source (gasoline, electric, hybrid, etc.), but rather on the fact that it’s a motor vehicle being used on public roads.
Whether fully electric or hybrid, the car insurance policies we offer are tailored to fit your vehicle and driving experience. We can cater for various types of electric cars, including but not limited to, Porsche Taycans, Teslas, Audi e-trons and Aston Martins.
Many of the insurers we work with also provide cover for:
- Charging cables
- Breakdown assistance which includes taking you to the nearest charge point (or your home charge point, whichever is nearer)
- Multiple vehicles
Speak to a member of the Howden team today and find out more about how we can help you find a tailored, comprehensive electric car insurance policy that works best for you and your vehicle.
How much does it cost to insure an electric car?
All vehicles are different, and it's the individual features of each vehicle which will impact how much it'll cost to insure it. This is no different for electric cars. The cost of an insurance premium for a electric can change depending on:
- Its age
- Its features and modifications
- Its make and model
Besides the car itself, insurers take several other things into account when calculating insurance premiums too, such as:
- Your driving and claims history
- Where you live and regularly drive
- Your annual mileage
- Where your high performance car will be parked
As well as that, all cars, electric or not, are categorised into different car insurance groups. These range from 1 to 50, and help insurers decide how much to charge for premiums. Not sure what insurance group your high-performance car belongs to? Find out with our Car Insurance Group Checker tool.
Car Collection Insurance
Keep your collection of cars insured under one roof
Whether your collection is made up of vintage cars, classic cars, high performance cars or a combination of vehicles, we can help you find a car collection insurance policy that’s right for you.
Modified Car Insurance
Cover for modified cars doesn’t need to be complicated
We have a great understanding of how technical car modifications work, and that helps us determine what modified car insurance policy would suit you best.
American & import cars insurance
Trust a specialist broker with your imported car
Take advantage of a simple American and import car insurance solution when importing your vehicle over to the UK.