Classic Car Insurance
Don’t settle for less. Let us help you find a classic & vintage car insurance policy that meets all your coverage expectations.
Why choose Howden for Classic car insurance?
Howden is the new name for A-Plan. As a specialist motor insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. This is no different when it comes to helping you insure your classic or vintage car. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing various car insurance policies, on your behalf, easy and straightforward. What’s not to like?
We at Howden also acknowledge that each policy needs to be as individual as its owner and their classic or vintage car, and that’s why we provide a bespoke, personalised service, focused on getting to know you and finding out exactly what you want from your cover.
Ultimately, just know, whether you need to make a claim, purchase a new car policy, or renew an existing one, we’re here to help.
Benefits of working with us:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local branch, within your community.
- We’re right by your side in the event of a claim.
How does classic car insurance work?
Classic and vintage car insurance works differently from standard motor insurance policies, as it’s specifically designed to provide coverage for vintage, collectible, or classic cars. These policies consider the unique characteristics and value of classic cars, as well as the driving habits of their owners.
You might find that classic car insurance quotes are often cheaper than standard policies too. Classic cars are typically better looked after and are deemed less likely to be involved in a claim.
We also understand that vintage and antique car owners are not like other motorists and need a specialist insurance team who take that extra care. In order to offer a personalised service and find a classic car insurance policy that’s right for you, however, we need you to provide the following information:
- What type of car you want to insure
- The age of the car
- The car’s value
- Where you’ll park the car
- Your annual mileage
- The main driver’s no claims history and driving experience
Once we’ve found out more about you and your classic or vintage car, we can then get cracking on with finding you a policy that meets your expectations.
Related Articles
Want to learn more about classic cars? Take a look at one of our Classic Car Insurance Guides, or, read any of the blogs below, which you can find on the Howden Blog!
Classic Car Insurance FAQs
How much does it cost to insure a classic car?
Each and every vehicle is different, and it's the individual features of each vehicle which will impact how much it'll cost to insure it. The same applies to classic and vintage cars. The cost of an insurance premium for a classic car can depend on:
- Its age
- Its features and modifications
- Its make and model
Besides the car itself, insurers take several other things into account when calculating insurance premiums too, such as:
- Your driving and claims history
- Where you live and regularly drive
- Your annual mileage
- Where your high performance car will be parked
As well as that, all cars, whether they're new or classic, are categorised into different car insurance groups. These range from 1 to 50, and help insurers decide how much to charge for premiums. Not sure what insurance group your high-performance car belongs to? Find out with our Car Insurance Group Checker tool.
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Classic and Vintage Car Insurance
Opt for specialist cover that’s worthy of your classic car.
We understand that vintage and antique car owners are not like other motorists and need a specialist insurance team who take that extra care.