Car Collection Insurance

Why choose Howden for Car Collection Insurance?

Howden is the new name for A-Plan. As a specialist motor insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. This is no different when it comes to helping you insure your car collection. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing various car insurance policies, on your behalf, simple and straightforward. What’s not to like?

Our team also recognises that each policy needs to be as individual as its owner and their vehicles, and that’s why we provide a bespoke, personalised service, focused on getting to know you and finding out exactly what you want from your car collection insurance.

Ultimately, whether you need to make a claim, purchase a new motor policy, or renew an existing one, just know that we’re here to help.

Benefits of working with us:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local branch, within your community.
• We’re right by your side in the event of a claim.

How does Car Collection Insurance work?

A car collection is a source of great pride and enjoyment, but whether your cars are in storage or on the road, you still need a specialist insurance policy. That’s when car collection insurance steps in. This type of policy is designed to meet the unique needs of car collectors and owners of rare or special vehicles, whether they’re considered collectible, vintage, classic or just valuable.

You can expect an insurer to generally offer the following benefits:

Agreed value cover - you and the insurance company agree on the vehicle's value upfront and then in the event of a total loss (e.g., theft or irreparable damage), you will receive the agreed-upon value, rather than the market or actual cash value that standard insurance policies use.

Your choice of repairer - car collection insurance may offer coverage for restoration costs and spare parts, and being able to go to a familiar garage for repairs makes life easier.

There’s no limit – you can choose to insure as many vehicles as you like, providing that you make your insurer aware of the vehicles you’d like cover for.

It's important to note that the terms and conditions of car collection insurance can vary between insurance companies, and the eligibility criteria may differ depending on the value, rarity, and type of vehicles in your collection. By speaking to us you can get some guidance on finding a policy that suits you and offers adequate protection for your unique collection.