Temporary Cover
Let us help you find our best value temporary cover, ideal if you’re lending or borrowing a vehicle for a short period of time.

Why choose Howden for Temporary Cover?
Howden is the new name for A-Plan. As a motor insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist vehicle insurers, we make the process of comparing multiple car-related insurance policies, on your behalf, simple and easy. What’s not to like?
Here at Howden, we also recognise that each motor policy needs to be as individual as its owner and their vehicle, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your cover.
Whether you need to make a claim, purchase a new policy, or renew an existing one, just know that we’re here to help if you need us.
Benefits of working with us:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- We’re right by your side in the event of a claim.
What is Temporary Cover?
Temporary cover car insurance, or short-term car insurance, is a type of policy that provides coverage for a limited period, typically ranging from one day to several weeks.
It’s designed to offer temporary protection if you don't need year-long insurance coverage. Maybe you’re just borrowing a friend's car, or renting a vehicle, or driving a newly purchased car before arranging an annual policy?
Rather than forking out for a long-term policy and being left with cover you don’t need, temporary cover is better suited to protect you only when you need it. You also don't need to own the vehicle in order to get temporary cover.
Temporary cover is not only easy to arrange, but it’s also convenient and highly flexible, allowing you to get out on the road with minimal fuss and hassle. All you need to do to arrange your temporary cover is get in touch with us, provide us with some information, and then let us compare some options on your behalf before presenting you with our best value, tailored quotes.
You can also read:
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- Car Insurance Group Checker
Don't get caught out. Sign up for your MOT reminder. Check MOT
More resources
Latest car insurance guides
Everything you need to know about cars and the insurance policies which cover them. Explore more topics in our Car Insurance Guides.
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Other car guides
Learn more about the ins-and-outs of cars through our car guides:
MOT guides
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Car Tax
- Free Car Tax Check: Check if Your Vehicle is Taxed
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Modified Car
- Modified Car Insurance FAQs
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Classic Cars
Temporary Learner Insurance
Get reliable temporary learner driver insurance to support your learning
Get extra practice without the worry. Temporary learner insurance provides fully comprehensive cover and protects the owner’s NCD.
Temporary Modified Car Insurance
Straightforward temporary cover for your modified car.
Let our team help you find a temporary modified car policy that works for you.
Temporary European Car Insurance
Temporary insurance can cover you to drive abroad
We offer drivers short-term car insurance that covers them to drive across all EU member states, along with other European countries.
Temporary Expats Insurance
Let us help you save time and money with UK expats short term car insurance
Returning expats can get flexible and affordable cover to use a car while in the UK with temporary expats insurance.