Accident, Sickness & Unemployment Insurance

Why choose Howden Life & Health for accident, sickness, and unemployment insurance?

As an insurance broker which specialises in life insurance, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of insurers, we make the process of comparing multiple insurance policies, on your behalf, simple and easy. What’s not to like?

The Howden Life & Health team also know that each policy needs to be as individual as its owner, and that’s why we provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your insurance coverage.

Ultimately though, whether you need to make a claim, purchase a new policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden Life & Health:

• You can trust us – we’re rated Excellent on Trustpilot
• Personal service from professionally qualified advisors
• An outstanding FCA compliance record
• Competitive solutions to for all budgets and affordability
• Supported by the largest panel of Life & Health insurers in the UK
• Knowledge of underwriting and medical conditions

_{Howden Life & Health is a trading name of Howden Employee Benefits & Wellbeing Limited, which is part of the Howden Group, registered in England and Wales under company number 2248238, with its registered office at One Creechurch Place, London EC3A 5AF. Authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 312841). The Financial Services Register can be accessed through www.fca.org.uk.}

What is accident, sickness, and unemployment insurance?

If you are unable to work due to an accident, sickness, or unemployment your income will suffer, and that means that continuing to pay for monthly bills gets harder too.

But that’s where accident, sickness, and unemployment (ASU) insurance comes in. This type of policy is designed to act as a safety net during challenging times when you are unable to earn an income due to circumstances beyond your control. It can help you manage financial commitments, such as mortgage or rent payments, utility bills, and other essential living expenses.

However, as with any insurance product, it's crucial that you carefully review the policy details, including coverage, exclusions, and any additional options offered. Consider your specific needs, financial situation, and potential risks before deciding whether ASU insurance is right for you.

Speak to the specialist in the Howden Life & Health team and they can offer you professional advice and help you find an insurance package that meets your expectations.