Arts and Collections Insurance
Specialist insurance for the most unique of assets
From art collections, to antiques and watches, and much more, we can provide custom-made cover to keep you protected – alongside individual guidance and exclusive access to our trusted valuers and security firms.
You can learn more about the insurances we can provide below, or if you would like to speak to us about your insurance today, please get in touch with our specialist team.
Insuring your art
At Howden, we can help you find insurance for art pieces of all shapes and sizes.
Whether you have a large art collection or just a few pieces, you should check it has the correct insurance cover.
You can expect a specialist fine art insurance to typically give you the following enhanced cover:
- Extended replacement cost – following a valuation, up to three years’ cover at 150% of the valuation figure.
- New acquisitions cover – covering you for up to 60 days after purchase in case you forget to tell your insurer.
- Restoration cover – following a claim for partial damage, insurers will pay to restore the item plus its loss in market value given the restoration.
- Defective title – if it transpires that a piece of artwork is not rightfully yours, insurers may pay you the value of the item, as well your defence legal fees.
- Death of the artist – if you’ve had an item valued, the artist dies and then you have to claim, insurers will pay an additional percentage of value, recognising that it’s now worth more.
For help and guidance ensuring your art is covered correctly, please contact our specialist team.
Insuring your antiques
From one piece of antique furniture, to a house full, or an entire collection it’s important you insure your antiques properly.
- Extended replacement cost – For up to three years following a professional valuation, cover at the point of a claim is provided at 150% of the valuation figure.
- New acquisitions cover – Covering you for up to 60 days after purchase, in case you forget to tell your broker.
- Restoration cover – Following a claim for partial damage, insurers will pay to restore the item plus its loss in market value given the restoration.
- Defective title – If it transpires that a piece is not rightfully yours, insurers may pay you the value of the item, as well your defence legal fees.
As a specialist broker we can find you the right insurance solution designed to protect collections such as yours.
These are just a selection of insurances we can help you with.
If you’d like more information, or for a confidential conversation about how we can help your assets and home be more protected, please get in touch.
